BizFit AI · Fractional Ownership

What if you could own a Maruti showroom
with 199 other people?

A fully equity-real, fully-honest way to participate in retail franchise outcomes — without the all-or-nothing burden of sole ownership and without the abstraction of buying a stock.

How it works

You hold 1/200th of a real, single, operating outlet.
You vote on real decisions. You see real numbers daily.
No promised returns. No surprises. Real equity.

The Journey

From a brand page to your first distribution — in seven stops.

1

Discover

No money

You browse a brand on BizFit. Each brand page shows whether it's open for fractional ownership, the city target, the ticket size, and the build phase.

Different from a stock app — you're picking a single physical outlet you can actually visit, in a city you choose. Not an abstract security.
2

Express interest

No money

Tap "Join Waitlist". 90 seconds of light KYC (PAN + Aadhar OTP). No commitment. No payment. Just a flag that says I'd consider this if it gets off the ground.

Different from crowdfunding — the demand layer is separated from the money layer. The crowd has to assemble before any rupee moves.
3

Threshold reached

No money

When 130% of target — usually 260 of 200 spots — express interest, everyone gets notified at once. The first 200 to confirm get the spots. (See the decision tree below.)

Why 130% — some people change their mind between flagging interest and writing a cheque. The buffer covers natural drop-off.
4

Confirm & subscribe

Money in

Full KYC + sign the subscription letter (PAS-4) digitally + transfer your share — equal to total raise ÷ 200 — to a regulated escrow account. About five minutes.

Critical — your money sits in escrow, not in BizFit's account, not in the franchisor's account. It only moves to the operating company once it's incorporated.
5

Pvt Ltd incorporated

Money settled

BizFit's CS firm registers a fresh private limited company. You're allotted equity shares (one share per shareholder). Your name appears in the share register. Escrow funds release to the company's bank account.

You are now a shareholder — with rights under the Companies Act 2013, in a company whose only purpose is operating this one outlet.
6

Build phase

No new money

4-9 months. Lease finalised, fit-out, staff hired, soft launch. You participate in 3-5 short polls along the way: choose between vetted lease options, vote on a manager hire from a shortlist, pick interior schemes.

Different from being a passive investor — you don't generate the shortlist; the operator does. But you ratify it. Real say. No design-by-committee chaos.
7

Operate & earn

Money out

Outlet trades. The franchisor runs day-to-day under FOCO. Each month: P&L published, fixed % retained for the reserve fund, balance distributed pro-rata to all 200 shareholders. The Vitals dashboard runs daily.

Different from a fund — the numbers you see are this single outlet's actual numbers. Not pooled, not averaged, not lagged. Today's revenue, today's footfall, today's runway.
Decision Tree · Stage 3

What happens when 130% interest is reached — or isn't.

No-one's money is at risk before incorporation. The platform doesn't move forward unless the crowd actually shows up.

Threshold decision tree Interest accumulating 130% reached Notify all confirm window First 200 pay → company LAUNCHED build phase begins Window expires Not enough interest CLOSED, NO HARM no money was ever at stake
Outlet launches Closed before money moved
Live Health Signal

The Vitals dashboard tells you the truth, every day.

Five real-world signals from the operating outlet, scored daily, combined into one number. Visible to all 200 shareholders, all the time. No-one ever finds out by accident that their outlet is in trouble.

Outlet Vitals
82
Healthy
Cash Runway
218 d
Revenue vs Plan
104%
Cost Discipline
93/100
Customer Pulse
4.7 ★
Footfall Trend
+8%
Default state. Distributions flow normally each month.
Decision Tree · After Launch

Three states. Three paths. Pre-defined in the company's articles.

When Vitals enters yellow, you're informed. When it enters red, the AOA automatically triggers a vote — recap the outlet or wind it down. Never a surprise capital call.

Operating outcomes tree Operating monthly cycles Green DISTRIBUTIONS paid every month stay Continue monthly cycles sell stake SECONDARY MARKET Yellow CAUTION FLAG notified · no action recovers Red DISTRESS VOTE triggered automatically 75% recap RECAP ROUND non-payers diluted wind down CLEAN CLOSE final distribution
Operations continue / distributions Caution / recap path Voluntary exit (secondary market) Wind-down (involuntary)
Different from what you know

This isn't a stock. It isn't crowdfunding. It isn't a fund.

A handful of comparisons that show what you actually get — and what you give up — relative to investing instruments you've used before.

vs · Solo franchise

You don't carry it alone.

Capital risk: 100% on you1/200th of capital
Operational burden: yoursFranchisor operates · FOCO
Future cash needs: yours to findNo surprise calls · buffer raised upfront
Exit: sell the whole businessSell your share any time
vs · Stocks & mutual funds

You see the actual store.

A line on a screenA real outlet · in a city you chose
Quarterly results, laggedDaily Vitals · monthly P&L
No say in operationsVote on real decisions · location, manager, lease
Yields capped by company sizeOutcomes come straight from your outlet
vs · Real-estate fractional

You earn from operations, not just appreciation.

Wait for property to appreciateMonthly distributions from operations
Long lock-ins typicalSecondary market any time · RoFR built in
Asset-class exposureSpecific brand exposure · you pick
Passive onlyVote on shortlists · ratify big decisions

What it gives you. What it asks of you.

You get real equity in a real outlet — a fraction of capital, a fraction of risk, a fraction of upside, a real seat at the table, and the truth, told daily.

It asks of you: a willingness to read the Vitals, to vote when it matters, to accept that there are no promised returns — only honest mechanics, transparent numbers, and outcomes that are yours to live with.

BizFit AI · Fractional franchise co-ownership · No promised returns · Companies Act 2013 · Pvt Ltd structure · 200 max shareholders per outlet